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How to Document a Motor Vehicle Claim The process of submitting an insurance claim after an accident is known as a motor vehicle claim. This report will allow them to access your coverage and determine the amount they will cover the damages. You should make your claim as quickly as you can following the accident. Make sure you have copies of the police report and your insurance card or declarations page. What to do following an Accident Following a collision, capture photos and videos from different angles to record the accident. The scene can change rapidly witnesses may leave, and evidence could disappear. If you can, gather the names of all drivers and phone numbers, addresses and insurance information. Also, note the year, make and model of each vehicle and any other important information like damage and license plate numbers. Asking each driver whether they were wearing seatbelts, if passengers were riding along with them, and determining their age and gender is also helpful. Many times, injuries sustained in motor vehicle accidents are not evident until a day or two after the collision. motor vehicle accident lawsuit medford is important to seek medical attention as soon as you can, even if it seems that you're not hurt. If you're able you can, remove vehicles from traffic to avoid any further injury or damage. Set up flares and reflective emergency triangles as well to prevent other drivers from hitting you. Ensure that you inform the police, if you can. This is a must even if you think it was minor because the other driver might later claim that the accident was not their fault and their insurance company could deny your claim. Getting Started A claim is the process by that you inform your insurer of a loss, and ask them for the cost. This can include paying for the damages to a vehicle or covering medical costs from an accident. Before filing your claim, make sure that you have all of the information you require, including contact information for all those involved, receipts for damaged personal property and any medical bills. You should also have the accident report as well as photos of any damage. Your insurance company will assign a claim adjuster, who will be the person responsible for your claim. They will review all the information you provided as soon as you've been injured, and conduct their own investigation. This will help them determine what caused the accident, and the person responsible for the accident. The adjuster will examine your vehicle once they've understood the complete extent of the damage. You may be present during the inspection, or submit a list of repair estimates from local auto shops or contractors. If the insurance company decides that your car's damage is too costly to fix the damage, they will issue you a check equal to the value of the car. You can use the money to buy a new car or to pay off your loan or lease. If you file a claim, your insurance rates could increase. Do all you can to prove that the incident wasn't your fault. Documenting the incident If you're involved in a crash, documenting the incident is critical. Insurance companies will seek evidence to back up claims made by you or others. In fact the evidence collected and documented could determine the outcome of a case. If it's photographs of the scene of the accident and witness statements or medical records showing the same treatment, it's essential to have all this information. At the time of the collision, be certain to note the other driver's license number and the vehicle's information. Also, take the names and contact information of any witnesses. If you can capture photos or draw a diagram to illustrate the accident scene. This will help you understand what happened on the scene, and what caused the accident. Documentation also contains details of the incident, including the location where it occurred, the direction of travel, as well as any other relevant landmarks or areas. It's important to provide a description of any injuries suffered as well. It's also important to note any damage and the way it occurred. It is crucial to record the accident because memories can fade over time, and stories can change. It's the best way to reveal the truth. Even if you're the one to blame taking note of the facts can help determine how much liability should be attributed to your account. Get Help Contact your insurance company as soon as possible after the police report has been filed. A lot of insurers allow you to file a claim from your phone or tablet app. You should also ask your insurance provider to send you an amount for the value of your vehicle. This will help you in the event that your vehicle is “totaled” and you are planning to purchase a new vehicle. You can pay off your loan or reduce your monthly payments even if you have a debt on your vehicle. Your representative will ask you a series of questions, and provide you with documents to fill in. It is essential to fill out accurate information and remain honest throughout the process. It could weaken your case when you are discovered to have not provided accurate information. If you've been injured by accident, make an appointment to see your doctor as soon as you can. This will ensure that broken bones are properly fixed and that all other injuries are recorded. If you visit your doctor as soon as you can, you can also ensure that your medical expenses are covered by no-fault insurance for accidents. If your No-Fault claim is rejected by the insurance company or you want to pursue a liability claim for the pain and suffering of others or any other damages, you'll need to file a lawsuit. If you choose to file a lawsuit then it's best to have an experienced lawyer on your side.